The mortgage team at National Bank of Tennessee prides itself on tailoring financing to fit your needs for primary residence, second or vacation home or investment property.
Please call us for a no-obligation pre-qualification at 423-623-3025.
Adjustable Rate Mortgages (ARM)
NBT offers several adjustable rate mortgage programs. With ARM mortgages, your interest rate will change periodically based upon a predetermined schedule. Normally there are caps to protect the borrower. Adjustable rate mortgages may carry a lower initial rate than a long term fixed rate mortgage.
Conventional Fixed Rate Mortgage
Fixed rate mortgages fully amortize over a predetermined period of time. Fixed rate mortgages are available both for purchasing or for refinancing a home.
We offer owner-occupied residential, home improvement, second homes, and commercial construction loans with NBT permanent financing or with take out from another permanent lender.